307 Spokane Avenue, Suite 103,

Whitefish, MT 59937

Retirement just got better: tap into your home's equity with a Mann Mortgage Reverse Mortgage.

Quite possibly the most powerful & useful loan program in the world, Reverse Mortgages allow you to use your home equity as YOU see fit - while still owning it.

What are reverse mortgages?

Reverse loans are a type of home loan that allows homeowners who are at least 62 years old to convert a portion of their home equity into cash without selling their homes. With a reverse loan, the borrower receives payments from the lender instead of making payments themselves. This type of loan can provide numerous benefits to older homeowners, including supplementing retirement income, paying off existing debts, covering medical expenses, and making home improvements. Ideal candidates for reverse loans are those who have significant home equity and want to stay in their homes for the long term. The loan is typically repaid when the homeowner passes away, sells the home, or moves out permanently.
Elderly man and woman drinking from mugs and looking at phone.

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

Reverse Mortgages at a glance.

  • We offer competitive interest rates for our reverse loans, which we believe can help our clients to save money over time.
  • When you pass away, your heirs can inherit your home, and they will have the option to pay off the reverse loan and keep the property.
  • If the loan balance is greater than the value of the home, they can choose to walk away without any obligation to repay the loan.
  • Our Kalispell branch is one of our many branches, and it serves several towns in Montana, including Columbia Falls, Whitefish, and the greater Flathead Valley area.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

reverse mortgages

With a reverse mortgage loan, the homeowner borrows against the equity in their home, which is the difference between the home’s value and any outstanding mortgage balance. The loan is repaid when the homeowner no longer lives in the home as their primary residence. Unlike a traditional mortgage, the borrower does not make monthly payments on a reverse mortgage loan. Instead, the loan balance accrues interest over time, and the total loan balance (including interest and any fees) is due when the loan becomes due and payable.
The amount of money you can get with a reverse mortgage loan depends on several factors, including your age, the current interest rate, and the value of your home. Generally, the older you are and the more valuable your home, the more money you can receive.
Every client is unique, and they have different financial needs. Whether you are looking to buy your first home or refinance an existing mortgage, we are committed to providing personalized service and customized solutions to meet your unique needs.

“I was initially apprehensive about Reverse Mortgages, but my banker recommended that I contact Mann Mortgage to discuss. We were glad we did. Our loan officer took us through the entire process, answered my numerous questions, and assured us that this product would meet our specific needs.”

Michael S.

Let's get you home.

0% down financing for homeowners 62 years and older. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.